Suspicious of some of those credit repair ads floating around? You must be. The credit repair industry can be a bit of a minefield and it's be difficult to sort out the good out of the bad.
Credit repair businesses have turned out to be a terrible reputation lately, and rightly so in certain ways. Complaints to the BBB and FTC have risen dramatically throughout the years and there is no sign serotonin slowing down.
The best thing to do is just work on doing the own credit repair of yours. Although let us face it, not everyone has the time or perhaps inclination to be persistent and diligent enough to follow through. There is nothing wrong with that, although it is crucial to tread carefully in case you opt to hire some help.

Here's 5 large red warning signs to look out for so you can avoid getting scammed by a poor credit repair service:
1. Huge Beforehand Fee
A sure fire sign of a credit repair scam is charging a hefty up home service fee before any services are in fact performed. Most credit repair scams will typically ask for $1000's in the beginning prior to doing anything, which in turn violates the experian credit repair customer service (look at here) Repair Organizations Act (CROA).
This is not to be confused with an ordinary "set up fee" that the majority of credit repair companies ask for. Nonetheless, even a set up fee can't be charged until your case setup and/or initial consultation service has become finished.
The main point is, if you're asked to pay immediately before anything is completed at all, that's a red flag you are most likely being ripped off. If you're asked for a credit card number, make certain you can see information which is distinct about when and under what conditions it'll be charged.